100% Financing is available on California VA Mortgages. Often times sellers will agree to pay all the closing costs on VA mortgages as well. When that happens this type of VA mortgage is referred to as a VA No No. A pretty sweet deal for VA home buyers.

It's never been easier for California First Time Buyers to realize the dream of home ownership. Prices are lower than they have been in years and interest rates remain at all time lows as well.

Buy the home of your dreams with an easy qualifying FHA or VA California Mortgage Loan. Many properties in North County San Diego County and Riverside County qualify for low and zero down payment home loans.

As housing values plummeted to all time lows in California, FHA mortgages have become the most popular CA home loans. This is mainly because of the low down payment requirement and relatively easy credit qualification standards for all FHA home buyers.