Oceanside, Vista, California FHA mortgages are just one of the home loan programs that Your Mortgage Tutor specializes in.  FHA offers several low and no down payment mortgage loans that are available to first time home buyers as well as seasoned home owners. 

California FHA home loans are particularly attractive for those borrowers that have less than 20% of the purchase price for a down payment.  FHA mortgages are also well suited for borrowers that have less than perfect credit. 

FHA - Federal Housing Administration - has been assisting borrowers with purchase loans and refinance mortgages since 1934, and is part of HUD (Housing and Urban Development)
 

FHA PURCHASE MORTGAGE - California
 
     Only 3.5% Down Payment 

     Down Payment Money Can Be a Gift

     Sellers can pay all or part of your closing costs

FHA REFINANCE MORTGAGE - California

     Current Mortgage Does Not Have To Be an FHA Mortgage

     FHA Refinance Mortgage Allows You To Borrow Up To 97.75% of Your Home's Value

     FHA Cash-Out Refinance Mortgage -  Up To 85% of Your Home's Value

     No Limitations on The Amount of Cash You Receive or How You Use The Money


FHA STREAMLINE REFINANCE - California

If you all ready have an FHA Mortgage, you may be eligible for an FHA Streamline refinance.  A streamline refinance allows you to lower your interest rate without an appraisal and with little or no income or asset documentation.  Call us for more details - 760-720-4555




         

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