California FHA Mortgages

California FHA Mortgages typically require only 3.5% down payment regardless of whether you are an experienced home buyer or a first time home buyer. 

In our local area of Oceanside and Vista, CA there are thousands of homes that qualify for California FHA mortgages, especially since the severe decline in home values during the past couple of years.
 
California FHA mortgage loans are insured by the U.S. Federal Housing Authority, and backed by HUD,  the U.S. Department of Housing and Urban Development. FHA does not lend money, but it does insure the lenders that make FHA mortgage loans available to the public.

Thanks to the FHA, many folks that otherwise would not be able to qualify for a California home loan are now able to take advantage of historically low interest rates, lower home prices and very reasonable credit qualifying requirements. 

Find Out More From an FHA Loan Specialist

In some cases, there are even FHA loans that offer 100% financing or zero down payment  mortgages.  To find out more about the various California FHA Mortgages that are available,  talk to an experienced FHA mortgage loan expert at our office today. Call us at 760-720-4555 or fill out the Quick Quote to the right of this page and we will contact you right away to disuss your FHA loan options.  

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