Imagine the excitement you will feel, the day you are handed the keys to your new California home.  California FHA VA mortgages in Oceanside and Vista have helped many buyers, including first time home buyers, realize the dream of homeownership. FHA VA home loans offer very low or no down payment mortgage options. Less Money Down – Easier Credit Requirements

Not only do FHA VA mortgage loans require less down payment money than most other home purchase loans, they are also more lenient when evaluating the credit worthiness of potential borrowers.  Additionally, FHA VA home loans allow monetary contributions to be made from family, friends and property sellers toward your down payment and closing costs.

Now Is The Time

Many homes in Oceanside and Vista, California are eligible for FHA VA mortgages.  The lending limits have increased for government backed home loans while at the same time, property values in Oceanside, Vista, and throughout California have dropped to more affordable levels.  You could call it a “perfect storm” … but in a good way.

FHA VA Refinance – Another Great Option

California FHA VA mortgages can be used to refinance existing home loans too.  Homeowners that took out adjustable rate mortgages or interest-only home loans during the recent housing boom are now turning to FHA VA mortgages to refinance out of those riskier loans into more stable fixed rate home loans insured by FHA.

Connect With an FHA VA Loan Specialist

Our California home loan experts are available to assist you through the process of educating you about your mortgage options, pre-approving you for the best home loan for your situation and making sure that you are 100% comfortable before moving on to the next step. If you decide to work with us, you will NEVER feel pressured to make a decision. We consider our job to be “Your Mortgage Tutor” for life.  Just give us a call and see what you think. You will probably be pleasantly surprised.

Find the perfect loan to fit your needs:

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.

 

Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.

 

Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards, put your kids through college, or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.